Product Feature Comparison Page

Comparing Features of Types of Life Insurance

Term Permanent Feature
X Lowest Initial Premium
X May offer conversion to permanent policy without evidence of insurability
X Well-suited for temporary needs
X Level Premiums buys lifetime coverage
X Premiums May be Guaranteed to never increase
X May pay dividends
X Can accumulate cash value which grows tax-deferred
X Cash value can be accessed tax-free during lifetime
X Death benefit can increase
X Ability to modify death benefit in future to meet changing needs
X Well-suited for long-term needs