doctors life podcast

The Doctor’s Life Podcast Episode 038- How Much Money Do You Need to Retire?

It’s that number we started wondering about years ago- How much money do you need to retire? Is there actually an exact number? And for a doctor, you started in your practice at least ten years after many started their careers.

Justin Nabity is in The Doctor’s Life Podcast studio to see if he can answer the question. All episodes of The Doctor’s Life Podcast are available here, iTunes, Android, and on SoundCloud. Make sure to subscribe and you will be the first to get new episodes of The Doctor’s Life Podcast. Continue reading…


disability insurance claim form

Disability Insurance With an Exam…or Without?

Is it better to get disability insurance with OR without a medical exam?

This topic comes up all of the time when doctors are considering… the question of, what is the best way to get disability insurance. Does it really matter? Does it affect the cost? How about what is included in the plan? Is there any difference?

First let’s discuss what is a medical exam in this setting? Just as with any individually owned insurance, in most cases you have to meet with a nurse where they get your physical measurements, ask your health history questions and usually get a blood and urine sample. A simple physical is really all it is. Insurance companies require this because they are trying to get an idea how they should rate you? Either at the best rates or somewhere down the list.

What are they evaluating in the samples? Continue reading…


doctors life podcast

The Doctor’s Life Podcast Episode 037- Do You Need Disability Insurance?

So do you need disability insurance? As many doctors move from in-training to practicing right now, there is a (very!) significant jump in salary. You’ve heard all about disability insurance. You’ve probably wondered ‘Do you need disability insurance?’.

Dave Swan is back on The Doctor’s Life Podcast to tell you what you need to know about disability insurance and if you may need it. All episodes of The Doctor’s Life Podcast are available here, iTunes, Android, and on SoundCloud. Make sure to subscribe and you will be the first to get new episodes of The Doctor’s Life Podcast. Continue reading…


Why Do You Need a Financial Planner?

So, do you actually need a financial planner?

We all have things we want to accomplish in life. If you’re like most, you’ve spent some time thinking about these things. Initially, it’s as simple as deciding on what area of medicine you want to practice. Beyond that, it usually consists of putting together a more detailed list of the things you want to accomplish, a list of the goals you have.

As a physician, you’ve spent countless hours preparing and training for your profession. A lot of times, the idea of taking care of the financial essentials can seem a bit overwhelming. Whether it’s making sure the contract you’re offered is fair and equitable or getting the adequate amount of disability insurance, each one of these things, along with funding any other goal for that matter, can feel like just another item to take care of and one more thing you can check off your list.

I would suggest however, there’s a better way to approach these things and all your goals for that matter, so you don’t sell yourself short. Continue reading…


doctors life podcast

The Doctor’s Life Podcast Episode 036- Minimizing Your Taxes

With it being mid-summer, a lot of people don’t think about minimizing your taxes. But right now is the perfect time to evaluate where you’re currently at for the year so your taxes aren’t a complete surprise next year.

Justin Nabity is in The Doctor’s Life Podcast studio with answers to questions you will have when you are leaving your current employer. All episodes of The Doctor’s Life Podcast are available here, iTunes, Android, and on SoundCloud. Make sure to subscribe and you will be the first to get new episodes of The Doctor’s Life Podcast. Continue reading…


What Do You Do About Your Job When Your Life Changes?

There are so many ways your life can take a turn, a change in direction, which sends you down an entirely different path than you were going on. What do you do with your job when this happens? You might’ve launched your career years ago and have built up a great patient base with the years ahead looking bright because of all the hard work put in.

It could be a management or ownership change that impacts the culture where the environment goes from being “the work you enjoy” to “the work that pays the bills.” In other cases it might be a business change which impacts reimbursements or how you are compensated. These are the risks of being in the business world and we are all susceptible to them.

What about a scenario where the needs of your family change. When you joined the practice you might have been single. Then got married. Had a couple of kids. Both spouses may be working and that family support which you didn’t need now becomes a “top-of-the-list” concern. How do you pivot at that point? Continue reading…


doctors life podcast

The Doctor’s Life Podcast Episode 035- Why Do Financial Planning?

If you are currently with a financial planner or not, you’ve still wondered “Why do financial planning?”. You wonder if you are maximizing your investments or even your own paycheck.

Dave Swan makes his debut on The Doctor’s Life Podcast to tell you what you should expect with financial planning and what work you need to put in to make sure your financial planning is reaching its potential. All episodes of The Doctor’s Life Podcast are available here, iTunes, Android, and on SoundCloud. Make sure to subscribe and you will be the first to get new episodes of The Doctor’s Life Podcast. Continue reading…


doctors life podcast

The Doctor’s Life Podcast Episode 034- Leaving Your Current Employer

So what happens when you decide it’s time to move on from an employer? When you have decided you’re leaving your current employer, there are many things to consider including your contract and performing a full-scale job search.

Justin Nabity is in The Doctor’s Life Podcast studio with answers to questions you will have when you are leaving your current employer. All episodes of The Doctor’s Life Podcast are available here, iTunes, Android, and on SoundCloud. Make sure to subscribe and you will be the first to get new episodes of The Doctor’s Life Podcast. Continue reading…